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Business Protection
Business Protection is provided by a third party tristed provider.
Each business partner or director takes out a life insurance policy on their own life for an amount equal to the value of their shareholding. The policy is placed in trust and on the death of a partner or director the other directors or partners receive a cash lump sum which can then be used to buy the affected shareholder’s shares. This method ensures that the shareholder’s family receive their part of the inheritance as quickly as possible with minimum disruption to the business.
Without adequate funds or agreements in place a company may be unable to buy out the deceased share of the business, leaving any remaining dependants without an appropriate level of income replacement and the company with the risk of an inappropriate member of the deceased family taking control of their business interests.
Key Person Cover
Moving on up is a trading name of Ian Craig Straw an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
There may be a fee for Mortgage advice. The precise amount will depend upon your circumstances and will be agreed before proceeding but we estimate this to range between £249 and £349.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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